Get a New Roof Now. Pay Over Time.
Roof damage cannot wait — and neither should your family. Shadow Stone offers flexible financing options across DFW and San Antonio so you can get protected today without the financial stress.
Your Roof Cannot Wait for Your Budget to Catch Up
A damaged or aging roof puts your home at risk every day it goes unrepaired. Water intrusion, mold, structural damage, and higher energy bills all compound quickly. Shadow Stone’s financing options mean you can protect your home today — and pay on a schedule that works for you.
Most approvals in under 5 minutesLow Monthly Payments
Spread the cost of your roof replacement over 12, 24, or 60 months with payments designed to fit your budget.
Fast Approval
Most applicants receive a financing decision within minutes. No waiting weeks for paperwork to process.
No Pressure
Financing is one option among many. We will always show you what insurance covers first — most homeowners pay only their deductible.
Works With Insurance
If insurance covers part of your roof, financing can cover the rest — including your deductible.
The Process
How Financing Works
Get Your Free Estimate
Shadow Stone inspects your roof and gives you a written estimate. We also identify any insurance coverage that may apply to your project.
Apply in Minutes
Your Shadow Stone representative walks you through the financing application. Most approvals come back within minutes.
Choose Your Plan
Select the payment term and monthly amount that fits your budget. We will walk you through every option with no pressure.
Roof Installed
Once financing is confirmed, we schedule and install your new roof. Most jobs are completed in a single day.
Financing Options
Plans That Work for Your Budget
Shadow Stone works with trusted lending partners to offer flexible options for homeowners across DFW and San Antonio. Ask your representative for current rates and terms.
Monthly Payment Plan
Break your roof investment into manageable monthly payments with a competitive interest rate. Terms from 12 to 60 months.
- 12 to 60 month terms
- Fixed monthly payment
- Fast online application
- Works alongside insurance
Deferred Interest Plan
Pay no interest if paid in full within your promotional period. Ideal if your insurance claim is pending and you expect a settlement soon.
- No interest during promo period
- Ideal for pending insurance claims
- Low minimum monthly payment
- Quick approval decision
Most Homeowners Use Both and Pay Very Little
If your roof was damaged by hail or wind, your homeowner’s insurance policy likely covers most or all of the replacement cost. Shadow Stone files the claim on your behalf and works directly with your adjuster to maximize the settlement.
If there is a remaining balance after insurance such as your deductible or upgrades financing can cover that gap. Most homeowners across DFW and San Antonio end up paying very little out of pocket.
Frequently Asked Questions
Common Questions
Shadow Stone works with lenders who offer options for a range of credit profiles. We encourage all homeowners to apply — you may be surprised by what you qualify for. The application only takes a few minutes and will not affect your credit score to check your options.
Yes. If your insurance covers the bulk of your roof replacement, financing can cover your deductible and any upgrade costs, keeping your out-of-pocket expenses low.
Most applicants receive a decision within minutes of completing the application. Your Shadow Stone representative will walk you through the process during your estimate appointment.
Minimum financing amounts vary by lender. Your Shadow Stone representative can walk you through the available options based on your project cost during your free estimate.
The initial application is typically a soft credit pull and does not affect your credit score. A hard pull may occur only if you choose to move forward with a specific financing product.
Most of our lending partners allow early payoff with no prepayment penalty. Ask your Shadow Stone representative about the specific terms for your plan.
Ready to Protect Your Home?
Shadow Stone serves all of DFW and San Antonio. Fill out the form or call us — we respond same day and there is never any pressure or obligation.
Free Inspection — No Cost, No Pressure
We visit your property, photograph all damage, and give you a written report.
Insurance Claim Handled For You
We work directly with your adjuster. Most homeowners pay only their deductible.
Written Warranty on Every Job
Workmanship warranty plus manufacturer coverage, backed in writing.
Prefer to call? (682) 224-0041
Schedule Your Property Inspection
Most homeowners hear back within the hour.